You could avoid 99.99% of all problems in crypto if you would hold just two top coins in your wallet and do nothing else.

Every times some bad things happen my first reaction is simple - why is everyone so worried? If you would just buy BTC and ETH and hold them in wallet ( not exchange!) without doing anything else no bad news would ever hurt you. Some USDC, Silvergate, Luna or FTX shit? All worries could be avoided if you would just hold BTC and ETH.

If you can't play with fire don't do it. We always talk about our portfolios being down, but truth is it is always our fault, we are greedy so instead BTC and ETH we try to get something riskier and better to outplay the system and usually fail miserably. I do not say only buy BTC and ETH, it would be too boring, but at least play with max 10% or 20% of your portfolio. If you will have 80% in BTC and ETH even if you lose all those 20% in long term you should be in profit anyway. Problem is majority of us don't respect rules and gamble with everything. But then we must also accept responsibility for our actions. Most people can't do that they will blame economy, banks, exchanges, other coins or everyone else for their portfolio being red. All could be avoided if they would just buy BTC and ETH. In long term those two coins are only ones that can be treated as safe, unlike most other coins that may fail at any given time.