Withdrawing ETH2 from Coinbase. Should I pay the outrageous fees or keep staking?

One year ago I staked my Ethereum as ETH2 on Coinbase. Since then I’ve made 5%. Not bad I suppose. However, with everything going on I want to put it on my ledger for safe keeping. After looking into it though I don’t know what to do…

For simplicity sake let’s say I staked exactly 1 ETH2 on Coinbase. I’ve made 0.05 ETH2 staking it for one year.

With ETH currently worth $1,200 USD plus my earned 5% I now have $1,260.

In order to get it off Coinbase and into my ledger I need to first convert it to Coinbase’s wrapped Ethereum…

1 ETH2 = 0.9846 cbETH (wrapped ETH)

So now I’m down to $1,240.59.

Now I pay the 1% to convert to regular ETH.

Now down to $1,228.18.

Finally 1% to withdraw it to my ledger.

After everything I end up with $1,215.89.

$44 to withdraw one Ethereum!? That feels a little steep to me.

My question is should I risk it and continue staking? Or do I pay these high fees to get it onto my ledger? What would you do?

Edit: Also curious why I’m being downvoted for a simple question. ????