Wandering the depths of youtube, I found a podcast on investing in Bitcoin and Etherium (https://www.youtube.com/c/InvestAnswers), where you can find a lot of answers to the questions you are asking. I have always been looking for a way to make more of it just by holding crypto.
Many people keep their savings in bank funds that give 2% on the amount they hold, but they keep forgetting about inflation rates, which leave you with only a minus as a result. According to theguardian.com, inflation in the US is 6.8%, which leaves you with an annual rate of -4.8%. The money in the funds is mostly used for loans and other banking matters, meaning that your existing money in the account is always used
A platform like https://celsius.network/ offers loans in cryptocurrencies, but there is another medal you can use this platform as a lender, which is that you deposit a cryptocurrency (Eth, Btc, Bash, Ltc etc.) and you get an annual return of about 6%, a monthly return of about 0.5% and that percentage is paid to you every week on Monday. This gives you the opportunity not only to make money from price fluctuations, but also to make money from a stagnant currency in the long term. One of the ways I use to get extra Eth and Btc.
Here's a bit of simple maths so you can see the numbers. By holding $3000 worth of Btc at 7.81% per year, you earn about an extra $243. As I often tell myself, $10 doesn't fly anywhere on earth.
Have a nice day
Here is a podcast with Celsius Ceo https://www.youtube.com/watch?v=XUu3WcfssmE&t=467s
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