Please help with lending question for US customers

Hi all, I am in need of a question answered. I have been searching high and low. I have a decent day job but don’t want to use current capital for a big crypto purchase. So I have searched for crypto loans. They make sense to me. Unfortunately it seems that most reasonable opportunities are unavailable to me as a US customer, which blows because youhodlr seemed like a great option as it can link directly with ledger live. Also lendle, which looks like a bybit dapp, can connect to ledger but i don’t understand it’s percentages. I would love to do a btc loan and am looking for the best place. AAve wouldn’t go past the loading screen for me from Coinbase. Salt lending had a lot of sketchy stuff so idk, I’m just looking for more options. I wish they weren’t so harsh to us US folks! Any help is much appreciated.