Kucoin's kucard is just a rip off.

Hi, been using their kucard which brings 1% casback on every transaction since months. Balance in USDT withdrawn in EUR by the kucard. I was pretty happy getting those cashbacks... Until I realize yesterday that they charge you more USDT than than the real USDT/EUR value.. so they make money on your back. I asked in the sub to see if somebody had figured it out, and somebody suggested me to change my USDT into EUR and use my EUR balance every time I pay with my kucard. I did, I did... then I realize there's no cashback if you use the EUR balance. What a rip off ! This really leaves me wanting to leave kucoin! Has anybody figured it out also ? I guess that if I'd use USDC balance or whatever they'd be still taking money on our back due to their fraudulent currency change. Would somebody suggest me an interesting app instead of kucoin with a card, a cashback program where they are not actually stealing from you ? All the best. (Ps: cannot use binance).