In light of new ATHs, to all who think they are 'too late' to buy "___" and make huge returns....

...give yourself some grace. We all have that 'oh man' moment, that 'if I had only done XXX I would be able to retire now'. 'If only I had bought $100 worth in 2011 I could be set for life now!'. Newsflash, you probably wouldn't have been, something would probably have happened in the 13 years since that would have disrupted your plans, believe me I know.

I remembered a convo I had had years ago with my now-deceased grandfather. He bemoaned how he didn't buy this certain plot of land near his house that was for sale cheap years ago which a developer just bought for tens of millions. Think I was about 12 at the time, old enough to be aware but not fully understand this so all I could do was empathize with him in the moment. Looking back on it now with a more financial eye, he had 5 children and 6 stepchildren to feed, clothe and shelter on an army Sergent's, then a tradesman salary. There would be no way he could have bought it at any point in time without feeling like there was SOMETHING else more pressing which the money could have been better spent on, a feeling which I'm sure most parents can sympathize with.

I want to tell him don't beat yourself up about this, there will always be more pressing things you will need to do before any potential gains. Don't get me wrong, it would be nice to have $10 million worth of crypto, but if it comes at the expense of your family and even peace of mind, I would say it's not worth it, preserve those first.