How do high-volume P2P traders avoid bank account freezes?

I maintain seeing individuals on Reddit say their financial institution accounts get frozen after doing crypto P2P trades, particularly when receiving cash from unknown accounts.

However on the similar time, there are P2P merchants with 500–1000+ completed trades who seem to function constantly with out points.

So I’m curious:

How do experienced P2P merchants scale back the danger of account freezes?

Do they use particular banks or wallets which are thought-about safer for receiving P2P payments?

Are enterprise/current accounts safer than personal financial savings accounts for this?