Ethereum send_raw_transaction Bug?

I have an address with .05 Ethereum.

However, I'm constantly getting an insufficient funds for gas * price + value whenever I broadcast a transaction.

I set ['value'] to 19502309390274000 wei (which is 0.019502309390274 ETH).

I set ['maxFeePerGas'] and ['maxFeePerGas'] to gas_fee and ['gas'] to gas (which were estimated with Web3 gas functions)

When I add gas*gas_fee + value I get 19995000000000000 wei (which is 0.019995 ETH).

I'm not sending anywhere close to .05 ETH and any gas fee should not be .02 ETH ($33). I've already sent over 50 transactions with this function and used over 3 different Ethereum RPCs? Fetching Ethereum balances on Etherscan + RPC all show the same address balance.

What would be the issue here with failing to broadcast a transaction with any amount?

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I also tried hardcoding the values to:
['gas'] = 13275835406

['gasPrice'] = 21000

['value'] = 43581811184711000

with another send function and there is still the same 'insufficient funds for gas * price + value' issue. I made sure to triple check get_balance(address) before handing these functions.