Early or Not for the long term this is still better than a savings account.

I just checked the rates and your average bank hands out about .06% a year on savings accounts. So if you were to put 10k as an example into one of these savings accounts, after a year, you get back *drum rolls* 6 DOLLARS. Holy fuck, don't spend it all in one place Champ!

Now, if we were to take that 10k and buy some ETH, we get roughly 2.412 ETH. Then we can go ahead and stake that on Ledger for 4.9% APR. After one year you have gained 0.118188 ETH from staking. Lido takes 10% of that. You still have .1063692. That (assuming ETH doesn't change in value in the coming year at all) is worth *drum rolls* 440.9 DOLLARS. That's 73.483x the amount of it just sitting in a make collecting dust.

Are we all gonna be millionaires next year? Probably not, but it is still more promising than doing nothing right now.