I’m looking to buy either XRP or Hedera but I’m torn between them if anyone has any advice because Hederas market cap is much lower so it feels like it has more potential but XRP is well known and appears to do similar things. Also for crypto as a whole why would any large institutions use crypto to move money? The price of the coin changes so much and if you own billions of dollars the risk would be insane so I get the idea that Xrp and hedera have low fees and are fast but if the price is volatile why would anyone want to use it as a currency? To me it all seems like a speculative investment that probably won’t ever get real world adoption.
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