Advice on crypto-friendly online banks

Hi everyone,

I'm looking for advice on which crypto-friendly online bank to use for a specific operation. I plan to lend approximately 60,000 euros in DeFi using my Bitcoin as collateral. The goal is to repay a loan I took out to build my house, which currently has an interest rate of around 10%. On the other hand, a DeFi loan would cost me just over 3% interest and offers total flexibility, including the ability to make repayments on my own terms, such as skipping payments or settling the entire loan at once. Any suggestions on how to best approach this?

Thanks in advance!